Use of credit products with variable interest rates indexed in foreign currency brings risk of changing monthly annuities. These changes may occur due to a change in the variable part of the nominal interest rate or a change in exchange rate. On calculator below, you can see how these changes would affect the overall repayment plan.

Calculator of the effects of changing the variable elements of the nominal interest rate and the dinar exchange rate you can see on National Bank of Serbia website .

Note that the possible variation in the calculation of the Bank because calculation is informative and the methods of calculation are different.